A removal quote usually ends at ground level, which leaves you a stump. Grinding takes it below grade so you can level the spot, replant, or just stop mowing around it. In Southeast Texas a left stump also draws termites, ants, and fungus close to the house, so most people grind it out and be done.
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A grinder chews the stump and major surface roots down to several inches below grade, leaving grindings you can use as mulch or have hauled off. Pricing is mostly by stump diameter, measured across the widest point at ground level, plus access and how many you have. Small stumps are inexpensive, and big multi-trunk oaks or clustered stumps cost more.
Grinding is faster, cheaper, and less disruptive than digging the whole root ball out. Full extraction is only needed when you are putting in a foundation, pool, or hardscape right where the stump sits. For nearly every homeowner, grinding below grade is the right call. Tell us your plan for the spot and the crew will recommend the right depth.